Partial payments, saved cards and auto-pay

Not every client pays an invoice in one go — Handl supports partial payments, lets clients save a card for next time, and can automatically charge a saved card so invoices get paid without anyone chasing them.

Partial payments — a client can pay less than the full amount owing on an invoice; the invoice moves to "partially paid" and shows the remaining balance until it's settled.
For structured instalments, set up a payment plan on an invoice — split it into a fixed number of payments on a weekly, fortnightly, or monthly schedule, with the option to charge them automatically.
Saved cards — when a client pays (or saves a card as part of approving an auto-pay quote), their card is securely stored against their record with your agency for next time, so they don't need to re-enter it.
Auto-pay — a client can turn this on from their portal, choosing a saved payment method, a maximum amount they're comfortable being charged, and whether to be charged on the due date or a set number of days before it.

Good to know

Auto-pay is opted into by the client, not switched on by your agency on their behalf — though you can request it as part of quote approval.
Auto-pay respects the client's maximum amount setting — if an invoice exceeds it, the automatic charge won't go through and the client will need to pay manually.
Clients can choose to be notified before and after an automatic charge happens.

FAQs

Can a client remove a saved card?
Yes, from their portal at any time.

What happens if an auto-pay charge fails?
The invoice stays unpaid and follows your normal reminder process — see "Payment reminders and tax set-aside."

Can I set up a payment plan on any invoice?
Yes — payment plans can be created on an invoice to split it into instalments, with or without automatic charging.